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Personal and Household

Home Insurance protects you if something drastic happens to your home such as fire, storm damage or a burglary.
Buildings is what covers the structure of your home and permanent fixtures and fittings. Contents insurance is generally anything that isn’t fixed within the home.
Combined Buildings and contents cover is a common choice if you own the freehold and is usually cheaper. This can make claims easier also as only one insurer to deal with

Covers include:

  • Repairs for damage
  • Replacement of stolen items
  • Legal Liability
  • Alternative accommodation
  • Replacement of keys and locks
  • Replacement of spoiled food

TLIB can also offer covers for all limits on jewellery, antiques and works of art.

High net worth customers are offered a variety of appropriate covers if any of the following apply:

  • Buildings cover <£500,000
  • Contents cover <£75,000
  • Watches, fine art or Jewellery <£40,000
  • Single item work <£20,000+

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